Risk Profile Analysis
The following questionnaire has been prepared to help you consider the various investment risks and to understand how they impact your personal circumstances. The questions define your attitude to security and the level of risk you are prepared to accept for your investments.
Please take the time to answer these questions as they will assist your financial adviser to develop an appropriate investment strategy that will meet your financial and lifestyle objectives.
Q.1 Which of the following best describes you?
Q.2 How familiar are you with investment matters?
Q.3 How long would you invest the majority of your money, before you think you would need access to it?
(Assuming you already have plans in place to meet short term cash flow)
Q.4 In the event of a short term market crisis or sharp fall in interest rates you will?
Q.5 In case of a personal financial crisis/emergency you generally?
Q.6 Which of the following portfolios is most consistent with your investment philosophy?
Q.7 Which of the following type of investment will you prefer?
|3 YEARS AVERAGE RETURN
Your Risk Profile Score & Indicative Investor Category
Your Risk Profile score is
For you indicative
Risk Profile is
Score 7 - 19
You are a conservative investor who does not wish to take any investment risk. Your priority is safety of your investment capital. You are willing to sacrifice higher returns for peace of mind.
Score 20 - 35
You are a balanced investor with some understanding of investment & market behavior. You may very likely accept some short term risk to your capital. You do not wish to see your entire capital get eroded by tax and inflation and areprepared to take a small short term risk in order to gain long term capital growth.
Score 36 - 49
You are an growth oriented investor who understands the movement of financial markets. You are most interested in maximising long term capital growth, although you do not wish to make unbalanced investment decisions. You are happy to sacrifice short term safety in order to maximise long term capital growth.
Score 50 +
You are an aggressive investor. You are prepared to face market fluctuations in pursuit of the maximum long term capital growth of investments. You have good understanding of the behavior of financial markets and closely watch the performance of various investments options.